Do you struggle with a debt load? One of the best ways to overcome your debt challenges is to work with a credit counselor. Credit counseling works for many because of its comprehensive approach to managing debt. What is this approach? There are four components of a good debt counseling program. Here's what each adds to the table.
1. Consumer Credit Education
Most Americans have the ability to borrow on credit, but some people may not understand fully how different credit works and how to manage it.